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Free business calculators & invoice optimization tools

Explore calculators and helpers that work alongside your invoices: tax, interest, EMI and our invoice payment speed optimizer—all built for freelancers and small businesses.

Tax Calculator

Invoice helper

Calculate tax amount and total payable from any pre-tax amount and tax rate. Great for quickly checking invoice totals.

SEO friendly, free and works directly in your browser.

Simple Interest Calculator

Payment planning

Estimate interest on overdue invoices or payment plans using a simple interest formula.

Perfect for figuring out fair late-payment or instalment scenarios.

Loan EMI Calculator

Cash flow

Work out approximate monthly EMIs for loans or big client projects to understand cash flow impact.

Uses the standard EMI formula; no signup or download needed.

Invoice Payment Speed Optimizer

New

Get psychology-backed suggestions for due dates, wording and payment terms to help your invoices get paid faster.

Works perfectly alongside invoices you create with Billable.pro.

Receipt Generator

PDF / text

Create a simple receipt for payments you’ve collected—fill in the details and copy the ready-made receipt text.

Great for one-off payments, deposits and small client work.

Discount Calculator

Pricing

Quickly see discount amount and final price from any original amount and discount percentage.

Useful for limited-time offers and loyal client discounts.

Hourly Rate Calculator

Freelance math

Turn a fixed project budget or monthly target into a realistic hourly rate.

Helps you avoid undercharging for your time.

Freelance Rate Calculator

Income planning

Set a target yearly income, billable hours and overhead to get a suggested freelance hourly rate.

Designed for independent professionals and agencies.

Profit Margin Calculator

Profitability

Enter cost and selling price to see your profit amount and margin percentage.

Great for checking if your quotes are actually profitable.

Late Fee Calculator

Overdue invoices

Estimate a fair late fee based on invoice amount, rate and days overdue.

Helps you keep things fair while protecting your cash flow.

Thank You Note Generator

Client experience

Generate friendly thank you messages to send right after clients pay your invoices.

Strengthen relationships in under 30 seconds.

Invoice Terms Generator

Clarity

Answer a few questions and get clear payment terms text you can paste into your invoices.

Set expectations upfront and reduce awkward payment confusion.